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Company Financing

Registering as self-employed

Posted on by Johnathan
When we mention the term self-employed, its normal for many people to presume we’re talking about an individual who owns their own company and essentially runs their own business. That’s true in some cases, but the minute you start earning regular money outside of employment, you’re self-employed in the taxman’s eyes. That is why you need to register for self employment as soon as you start earning a bit of money on the side, and it’s certainly worth doing if you’re planning to pick up even more work in the not too distant future. once registered as self employed, you will then need to submit annual self-assessment forms outlining all of the money you’ve made from outside of work, and it can be wise to hire a professional accountant to...
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Budgeting for the year ahead

Posted on by Johnathan
Saving money isn’t easy, especially as we near the end of the year. That’s why it’s no surprise that many people are already looking forward to 2016! If your new years’ resolution is to save as much money as possible, it’s important to make sure you’re prepared. We always recommend that people plan a budget for the year ahead, and you don’t want to get to February or March having found you’ve spent way too much. Create a plan now, working out the amount you earn and the amount you want to save each month. When it’s all down on paper, it’s a lot easier to find ways to save , and the more time you spend crunching number, the less time you’ll spend wasting money! Budgeting can help you...
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Freelancing – The financial difficulties

Posted on by admin
No matter how skilled you are, you have to be good at business to make it work. You could be the best copywriter, web designer or photographer in the country, but if you can’t pick up the clients or sell your services at the right price, then you’re going to struggle. There are often sudden dips in earnings for freelancers, but the more clients you pick up, the more security you gain. You can, however, charge clients a retention fee. This basically means that they can call on you at any time, and you will be ready to provide the service. They’re essentially ‘retaining your services’. This is something you should look into if you manage to find a good number of interested clients. Remember a good service goes a...
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Payday Problems for HSBC Customers

Posted on by admin
Thousands of people with HSBC accounts have not been paid ahead of the bank holiday weekend due to a technical glitch. Around 275,000 payments to HSBC business customers have been affected. The bank are still investigating, though it is thought that the issue is linked to the national Bacs system. This means that other banks may also be affected, though it looks at the moment to be limited to HSBC. Customers began to notice problems earlier this morning when payments failed to be made into their accounts. Numerous customers have reported struggling to get through to HSBC to ask for further advice, and many have been using social media to notify the bank of their difficulties. HSBC were originally not aware of the issue when customers began reporting problems at...
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Business Start-Up Loans

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Start-up loans are a government initiative designed to help support new business starters and entrepreneurs. They’re available to people who are 18 years or over and living in the UK. If you have a business idea and need some support and financial help to get going, a start-up loan is an option you might want to consider. The scheme is run by the start-up loans company, and help is offered throughout the process. Once you’ve registered, you will need to make a business plan, which a business advisor will provide you with on behalf of the loans company. If your application is successful, you’ll come out with a fixed term low-cost loan. You can borrow up to £25,000, for between 1 and 5 years. You can also take advantage of...
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