Saving money isn’t easy, especially as we near the end of the year. That’s why it’s no surprise that many people are already looking forward to 2016! If your new years’ resolution is to save as much money as possible, it’s important to make sure you’re prepared.
We always recommend that people plan a budget for the year ahead, and you don’t want to get to February or March having found you’ve spent way too much. Create a plan now, working out the amount you earn and the amount you want to save each month. When it’s all down on paper, it’s a lot easier to find ways to save , and the more time you spend crunching number, the less time you’ll spend wasting money!
Budgeting can help you set out your objectives, and if you create a plan early, there’s more chance you’ll be able to achieve those goals.