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Let’s start budgeting for summer holidays

The summer holidays can seriously dent your wallet, especially if you have not prepared properly. Even trips to certain parts of the UK can cost a great deal for families, so wherever you’re heading on your summer vacation this year it’s important to get your finances in check now, so it doesn’t hit you as hard in a few month’s time. So what’s the best way to budget for a summer holiday? Research You should check out the going rates now so you have a better idea of what to expect when it comes to booking your trip. Or better yet, book it now and get the cheapest rates. The prices often pick up the later you leave it. Schedule You should make a plan of action or a schedule...

Top business tips for increasing sales in 2018

These tips not only work with small businesses but can also be applied to big companies as well. Increasing sales in any business is not an easy task, mainly because it requires a lot of dedication to get to a point whereby you can say your sales have increased. Here are just a few basic tips for increasing sales in 2018: Good customer care It is not a secret that good customer services can greatly impact your business and sales, and it can actually provide some assurances for retaining your customer base. Think about it, if you have a team of friendly individuals who genuinely are about the customers and making their lives easier with order and advice, they’ll more likely return to buy from your company in the future....

Freelancing – The financial difficulties

No matter how skilled you are, you have to be good at business to make it work. You could be the best copywriter, web designer or photographer in the country, but if you can’t pick up the clients or sell your services at the right price, then you’re going to struggle. There are often sudden dips in earnings for freelancers, but the more clients you pick up, the more security you gain. You can, however, charge clients a retention fee. This basically means that they can call on you at any time, and you will be ready to provide the service. They’re essentially ‘retaining your services’. This is something you should look into if you manage to find a good number of interested clients. Remember a good service goes a...

PayPal Friends and Family – Be Cautious

If you have a PayPal account, then you have probably heard of PayPal Friends and Family. It is essentially a service that allows family and friends to transfer money to each other. Some sellers will ask you to buy their goods this way, but you should be very careful. They are basically asking you to do this because they do not want any sellers fees coming out of their PayPal account. This will happen if they use the normal, correct PayPal method. At the end of the day, if they are not your friends of family, then you shouldn’t buy any goods via this method. If you do choose to do as they ask, then PayPal Protection will not cover you; so always state you will only buy via PayPal...

Why do Online Banking systems crash / collapse?

Online bank systems such as nwolb.com have come under scrutiny in the last few years due to the amount of maintenance that the system has had to undergo. The reason being why these types of systems have had to under such a large amount of re-structuring in the last few years and months is down to the fact that on average, each day, these types of systems see up to 1,000,000 potential entry break points of unknown hackers trying to break the system. The security team behind something like the natwest online banking system, which has been running for a number of years now, must be extremely experienced and knowledgeable in being able to ward off any potential hackers, otherwise, the back could find itself in a sticking situation, especially...