The Value of ISAs

May 18, 2015 |

An ISA is something that everybody who has any savings should have. There are a number of reasons for this but by far the most important is that as a part of a government scheme to promote saving money, an ISA has an allowance, an amount you can put into every year, and that amount […more]

Can Payday Loans be Used Responsibly?

May 13, 2015 |

Payday loans have a number of pitfalls and should be avoided at all costs by people who aren’t confident about being able to repay it as soon as possible. Payday loans are by necessity a short term loan agreement and paying it back as soon as possible is going to make it a reasonable option […more]

Why Checks Take a Few Days to Pass

Apr 23, 2015 |

Waiting for checks to pass through to your account is tiresome for a lot of people, particularly when you’re still getting paid your monthly wage through them. Most people are unaware of the reason for this waiting period, and are frustrated by how, for instance, if the person being paid uses the same bank as […more]

IMF Forecasting Slower Growth For the UK Following Election

Apr 18, 2015 |

The IMF has just come out with a forecast of UK growth which is at odds with what the OBR forecast for the plans by the conservatives. They have forecast a slower rate of growth for the UK economy which may well interfere with the plan to reach budget surplus by 2019, and that the […more]

Capitalising Assets

Apr 15, 2015 | | Say something

One of the fundamentals of business tax policies is making sure that you spread the cost of assets you acquire and develop over the useful life of the asset.  Stretching the cost over that period is a strategy which can increase your profit margin over the whole period, and keep your profit/loss in black. This […more]