Why Credit Scores Are Important and How To Find Out Your Own

Jun 26, 2015 |

The function of credit scores are to assign a level of risk to you as a debtor or potential debtor, so that any potential creditor can have a certain level of confidence about any application for credit that you make. The creditor then use that credit score to determine what they are prepared to loan […more]

How to Deal With False Charges

Jun 22, 2015 |

A lot of companies make mistakes when it comes to charging their customers, and for anyone who has been in that situation can attest to, it isn’t always easy to set the record straight. A lot of people will end up just paying the extra amount because they can’t be bothered to go through the […more]

Raising Money Through Crowd Funding

Jun 17, 2015 |

The principal of crowd funding is that you get those who are interested in the project to help fund it, as an investment, so that it can come to fruition. It has a number of advantages when compared to a more typical type of investing for those seeking investment, as it leaves them with considerably […more]

HSBC Job Cuts and Restructuring

Jun 10, 2015 |

HSBC announced recently that they will be cutting back even further, after their recent history of cutbacks, with 800 job cuts to be made, a restructuring of their branches, and also a rebranding exercise as well. Although this one sixth reduction of their UK workforce is concerning for many, for HSBC it is all just […more]

The Effects of Globalisation on Developed Economies

May 30, 2015 |

Developed countries throughout the world express varying levels of concern about the affects of globalisation on their economies, and while these concerns aren’t necessarily grounded in fact, it is clear that the effects are sometimes positive and sometimes negative – and the same can of course be said for developing countries too. First, globalisation is […more]

Business Disaster Recovery

May 24, 2015 |

Business disaster recovery is a service that many business advisor’s and business financing organisations offer, and  is usually primarily an issue of company financing, but it can require a wide range of services to resolve a disaster. This could be having an advisor come into the company that’s in trouble and providing their own expertise […more]

The Value of ISAs

May 18, 2015 |

An ISA is something that everybody who has any savings should have. There are a number of reasons for this but by far the most important is that as a part of a government scheme to promote saving money, an ISA has an allowance, an amount you can put into every year, and that amount […more]

Can Payday Loans be Used Responsibly?

May 13, 2015 |

Payday loans have a number of pitfalls and should be avoided at all costs by people who aren’t confident about being able to repay it as soon as possible. Payday loans are by necessity a short term loan agreement and paying it back as soon as possible is going to make it a reasonable option […more]

Why Checks Take a Few Days to Pass

Apr 23, 2015 |

Waiting for checks to pass through to your account is tiresome for a lot of people, particularly when you’re still getting paid your monthly wage through them. Most people are unaware of the reason for this waiting period, and are frustrated by how, for instance, if the person being paid uses the same bank as […more]

IMF Forecasting Slower Growth For the UK Following Election

Apr 18, 2015 |

The IMF has just come out with a forecast of UK growth which is at odds with what the OBR forecast for the plans by the conservatives. They have forecast a slower rate of growth for the UK economy which may well interfere with the plan to reach budget surplus by 2019, and that the […more]